Refinance
Carol can help you lower your mortgage payments with her Smart Refinance Solutions.
Premium Mortgage Loans
Offering Great Refinance Loans to families in our community
22+
Years of experience
Carol Escobar is changing the way you buy or refinance your home. You can forget about overpriced and inflated interest rates. She takes the uncertainty out of mortgages — offering you a better mortgage experience.
You can trust Carol’s integrity and commitment to building long-term relationships with her clients, and let her guide you through the refinance process. That way you can make smart financial decisions for your financial future.
Do you prefer a more traditional mortgage with predictable loan terms? Need a flexible loan due to an unique income situation? Want to leverage your home equity for extra cash?
With access to over 150 lender partners and hundreds of loan options, Carol the Closer has you covered when it comes to your refinance needs. Reach out to Carol Escobar today to learn all of the benefits and how she can help.
Premium Home Loans
Great Home Mortgages
Conventional Mortgages
Repayment periods: 15-30 year terms available
Lowest Down: 3% first-time buyers; 5% existing owners
Credit: Min FICO is typically 620+
Benefits: Offer completive interest rates and lower loan costs than other loans.
FHA Mortgages
Repayment periods: 15-30 year terms available
Lowest Down: 3.5% for FICOs 580+; 10% if your score is lower than 580
Credit: Min FICO is typically 580; some lenders go as low as 500
Benefits: Allow for lower down and lower credit than other loans.
CALHFA Mortgages
Repayment periods: 15-30 year terms available
Lowest Down: CalHFA offers both 0% down and 0% + closing cost assistance
Credit : Min FICO 660 to 680 depending on loan type
Benefits: Allow residents of California to buy with limited savings.
Email Carol
escobarc@arborfg.com
Address
1805 E Garry Ave
Santa Ana, CA 92705
Call Carol
310-259-0545